Million Dollar Secrets

Trisha Rogers asked:




Most everyone will make a million dollars within their lifetime. For those making $50,000 a year it will take 20 years. For others it can take 2 years.

So what does it take to be a millionaire? Becoming a millionaire is often times an added result of reaching a goal that was not based on a money.

Know what your goals are. Having a clear picture of what your goals are is the most important thing. You must have a reason to take action. Focus on your goals daily through visualization. See whatever it is that you are wanting to reach. You need a strong desire to go after what you want in life.

Be flexible and willing to do whatever it takes to reach your goals. Having the fear of leaping can hold you back from reaching your goals. If you go into something expecting to fail then that is what will happen, you will fail. The opposite is also true. When you go into something and expect to succeed, you will succeed. You must stay focused on your goals and let nothing distract you. If you come to a road block on your road to success, go around it. Let nothing stop you from reaching your goals.

Be familiar with others successes before you. Take a look at the path that others before you have taken. If you look at how they became successful you can do it too. Learn from the mistakes they made. They have laid a path for you to follow. Do as the other successful people have done.

Knowledge. You can never stop learning. There is one thing that many successful people have in common and that is knowledge. Consistently reading and working on yourself through personal development is key to continue to have success in your life. To have never ending success, continue to learn and grow through knowledge.

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Omri Dotan asked:




Is it really possible to become an affiliate millionaire? For some, there are conflicting messages regarding whether or not it is possible since 95% of the people that invest time and energy in affiliate marketing fail at their venture. Then, there are a number of successful entrepreneurs that are able to effectively succeed with affiliate marketing and walk away with huge profits.

This then raises questions what separates the winners from the losers in the world of affiliate marketing and how can one develop the potential to become an affiliate millionaire. The first step is to avoid listening to the naysayers and, instead, look towards the reliable methods that can deliver the potential to walk away from the table with a profit and, potentially, be well on your way to becoming a millionaire.

Anyone that has dreams of being successful in the world of internet marketing first needs to head into the venture with an attitude of being confident in his or her abilities. Those that lack the belief that success is possible will never walk away a success. You need to be rooted in the belief you can make a success of yourself right from the very beginning. This will be the prime key to a successful career in this type of marketing.

A little realism will also be required. While it is nice to have pie in the sky dreams of grandeur, they will also need to be tempered with a realistic expectation regarding the outcome. You cannot assume you will become an affiliate millionaire overnight. You will need to take the proper beginning steps of creating a successful business. From this, you will then slowly build on your success until you reach the next level.

Becoming a wildly successful internet marketer is not rooted in finding an elusive get rich quick scheme. Rather, it will be based on hard work and affiliating with the proper network that will yield success.

And here is some news that some may not wish to hear: some businesses will have their ups and downs at inconvenient times. The world of affiliate marketing is not excluded from this process. While it is certainly easy to be enthused during the profitable times, it can be really tough to maintain motivation when business is not doing so well. This is where so many people will give up and quit. Those that seriously want to become an affiliate millionaire will not quit when such a situation arises. Instead, they will rise to the occasion and make a success out of their efforts. This is what separates the winners from those that fail.

Following the path of a successful method is certainly advisable. This returns us to our initial sentiment of there being people that win or lose. Those that have made it big in affiliate marketing certainly are the people to model yourself after since their methods are proven to deliver successful results.

Is it easy to become an affiliate millionaire? No, it most definitely is not but it can be done with the right attitude and effort.

millionaire

burnt1ce85 asked:


I want to know how it feels to be a millionaire. Does the great feeling of becoming rich fades away? Would a millionaire admit that he needs more than just money in his life? Besides of having more money in your bank, what significantly changed before and after becoming a millionaire?

You dont have to be a millionaire to answer the question. Just answer one of the questions above.

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Nicola Cairncross asked:




Two of the main searches on Google in the wealth creation arena are “how to become a millionaire” and “how to become a millionaire”. Hmmmm, that’s interesting isn’t it? Just think for a second about what people are doing when they type those two search terms into Google, or their search engine of choice.

The phrase “how to become a millionaire” implies that people are searching for the “how to” of becoming a millionaire and indeed there are many seminars and workshops nowadays, that can teach what you need to do to become a millionaire from property investing, the internet or from building your own business.

When you look closely at the phrase “how to BE a millionaire” however, it implies something different. There are shades of “how to be famous” or “how to be beautiful” or “how to be loved” and there is an element of just wanting it to happen, to just be, without having to become.

Because being something, like a millionaire, implies you are already there, you have made it, you have succeeded.

And let’s be clear here, I’m going to talk about self-made millionaires here, not people who have inherited millions, like Prince Harry did today, on his 25th birthday. 6.1 million left to him originally, which has grown with interest to 9 million plus apparently.

(Today while flying helicopters on his birthday, Prince Harry is being a millionaire without having had to become a millionaire. I wish him happy birthday and all the happiness in the world because no amount of money can replace his mum!)

Whereas becoming something like a millionaire implies that you know there is some effort, some work, and even, dare I say it, some changing involved.

So more people want to be a millionaire, than become a millionaire.

I’m a bit obsessed with this topic at the moment and have started a series of articles on “The Secrets Of Success” on our blog and you can read them here as they unfold week by week.

Because I have realised that it’s actually easy and quite simple to find out how to become a millionaire.

The bit I’m most interested in now is learning how to BE a millionaire or even a billionaire if that’s what you want!

Because I have learned that you have to BE one, before you can BECOME one, at least in terms of attitude, thoughts, feelings, decisions, the people you surround yourself with, your actions and most of all the quality and amount of those actions.

Let’s look at those things, those requirement if you like, one by one, shall we?

Being A Millionaire – The Attitude

What kind of an attitude do you think a millionaire would need to have?

Open minded? That’s quite likely as you would need to be able to listen to new ideas without dismissing them out of hand.

Generous? Possibly, there are probably mean ones too, but you often hear of millionaires and multi-millionaires being great philanthropists. Look at the programme “The Secret Millionaire” on which my first ever wealth creation mentor Gill Fielding appeared – those millionaires are actually giving away their own money.

A “Can Do” attitude would certainly help because in order to become a millionaire, you would need to have overcome problems, bust through challenges and above all, to have never, never, never given up.

The Thoughts

What kind of thoughts do you think you would need to have in order to be a millionaire?

Upbeat thoughts would help you overcome those “grey days” everyone gets and I would imagine someone who has become a millionaire has got pretty good control over the kind of thoughts they would allow in their heads. This is tough at first, but the more practice you get at it, the more easy it gets.

Excited? Yes, I would imagine a millionaire would have many excited thoughts, as every day must be a new adventure. From the next business venture to the next holiday, there must be many exciting things to think about when you can do just about anything you want to and have complete freedom of choice.

Creative thoughts, definitely. You don’t get to be a millionaire without having been creative at some time…perhaps you created a product or service that filled a need or solved a problem. Perhaps you saw a great solution to something and took that idea from the original thought, through a trial to launch – that’s a creative process right there.

Positive? In order to be a millionaire you most definitely have make sure your thoughts are more often positive than negative. Negativity is the lethal enemy of creativity and of taking action and taking action regularly.

The Feelings

Feeling Optimistic?

Yep, because if you are not optimistic you would never start a project. It’s different feeling optimistic from choosing to have positive thoughts by the way, just think about it for a moment. Can you say you both feel optimistic AND have positive thoughts?

Feeling Responsible

Feeling responsible is a bit of a double edged sword actually, but master the proper grip and you will become very strong indeed. You need to feel responsible for yourself, and take responsibility for your own success, but you need to be careful of shouldering responsibility for others, their results and their happiness.

First born children in families – while more likely to succeed – need to be especially careful of this, as they often had to take responsibility for siblings, and parents struggle a little bit too. Of course you are responsible for your children’s safety and getting enough love, but you are not responsible for the happiness and success of other adults around you. That’s their job.

The Decisions

Being a millionaire involves making decisions, They don’t even have to be great decisions or the right decisions but making decisions is absolutely crucial. Making decisions means creating momentum and all millionaires have created massive momentum at some point. They made decisions knowing that they could correct course later if they needed to, but that it was important to get going!

The People

Being a millionaire means surrounding yourself with great people, people you can trust, people you love, people who, ironically, don’t care that you are a millionaire. It also means being around people who inspire you, who challenge you to be your best, and who you can continue to learn and grow from.

Actions – The Quality

I once read in a Steven Covey book that you should always do the right thing, not the easy thing. That really struck home and it’s served me well in many tricky situations because most of the time, the action you want to take is the easy action (for you) but not necessarily the right action.

Of course “right” can be defined in many different ways – what is right for you might not be right for someone else (in their opinion!) So you have to decide what action is right for you, by whatever criteria you define. Is it right for your business? Is it right for you? Is it right for your wealth creation? I think most people have a deep sense of fairness and are inherently good people, so I try and decide if the action I’m about to take is fair to as many people as possible and I ask myself if Nicola as a child would think it was a good thing to do – kids have a great sense of fairness and goodness I think.

So, you have to take good quality actions to be a millionaire so that you can live with yourself and sleep well at night, in your luxury mansion.

Actions – The Amount

Here’s the big one. I’ve come to the realisation that both becoming AND being a millionaire means doing much, much more than most people would do. When we went to T.Harv Ecker’s event in New Jersey, there was an exercise that he got us all doing (and made us promise not to tell) which made me realise that I always used to only ever do the BARE MINIMUM (much like employees only ever do the minimum required to keep their jobs), and that successful people aim way beyond doing the minimum – they take MASSIVE ACTION.

In conclusion, I hope that this article has made you think about the difference between becoming a millionaire and being a millionaire.

More importantly I hope it’s made you realise that you are much more likely to become a millionaire if you act like you are ALREADY a millionaire.

Because being a millionaire involves a whole different set of decisions, people, actions – both the quality and amount of, thoughts, attitudes and feelings and you can start to cultivate and practice those today.

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Jim Anderson asked:




Becoming a millionaire is not as complicated as people think. It is simply understanding math and using it to grow your savings over time. Most millionaires get that way slowly, it doesn’t happen overnight. You also probably don’t realize they are a millionaire because they don’t look like it. So if you want to become a millionaire too, then let me give you some steps.

First, you have to change your spending habits. The general rule is it isn’t how much you make; it is how much you keep. You can’t accumulate a strong net worth spending everything you make. This is probably the most difficult step of all because it involves changing your behavior. You have been trained to be a consumer since you were a child and saving money is what you did with what you had left over. You have strong desires to keep up with your peers. You want to do a little better than them. The problem with all this is that when you spend what you make, you are still broke at the end of the day. When you buy things on credit, you go broke even faster.

Second, you have to save your money and invest it. These days every middle class individual has the opportunity to become a millionaire by simply starting their saving early and putting it in a good long term investment, like a good mutual fund. There is a saying you hear from financial advisors regularly, “pay yourself first”. This means you have to treat your savings amount like the IRS treats taxes. It needs to come out of your check automatically before you see it and immediately invest it. Then force yourself to live on what is left. Even if you start later in life, you can still make it happen. You need to sit down and do the math and create a plan.

Third, you have to know how to manage risk. This is probably the most ignored aspect of building your net worth. You have to quantify risk and know when to replace it with insurance. You can’t make money on an investment without taking risk, but you need to limit your risk. It isn’t either a risk or no risk situation. You quantify it and rate it. Some risks make sense to avoid completely and insurance premiums are a good trade off. Some risks are better handled through self-insurance. Some risks are best avoided completely if possible because they are too high and you are likely to lose either way.

Fourth, you have to aggressively avoid debt. Debt increases financial risk. The lender is going to get paid one way or the other unless you are completely broke. So debt doesn’t help you get rich, it enslaves you to the lender. If you can’t change your paradigm about debt, eventually it will rob you of your savings. An old Proverb says, “The rich rule over the poor and the borrower is the lender’s slave” (Proverbs 22:7). There ultimately is no responsible use of debt if you are properly managing risk. Though the Proverb still holds true, the only exception is if you have a secured loan at no more than 50% of the asset’s market value and are willing to lose as much as 50% of the value of the asset to pay the loan on demand. However, this could be considered taking an unnecessary risk. Ultimately, you are still at the mercy of the lender.

Fifth, you have to have discipline. This means you have to be prepared for the bad times and still be able to maintain your saving schedule. If you don’t work your plan without fail, your plan will fail. We all calculate how rich we will be when we save X amount every month for 20 or 30 years, but then we fail to keep saving during bad times and wonder why we can’t meet our goals. So you have to plan for the bad times before they happen so you can keep things going on your plan. Discipline also means that you have the commitment to live below your means and not have an acquired taste for luxuries.

Finally, you have to protect your heart from greed and materialism. The antidote for this sickness is generosity. You have to be generous with your money. As counter intuitive as it seems to the average American, greed and materialism will destroy your wealth. Being generous with what you have makes your wealth more secure. It builds a more stable society, and it keeps you from getting too attached to your money and belongings. You discover what true wealth is and being a millionaire is not your sole focus in life.

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